Watch Those Credit Card Charges
If you, like me, are inclined to take too much for granted with credit card charges -- be careful. You might be in for a nasty surprise if you are not matching up your monthly statement with copies of receipt you have.
We assumed that our monthly statements on this account were fairly accurately done and never bothered to keep copies of all the receipts to check our monthly statements.
Then the credit card company zapped us with a claim that our charges suddenly exploded beyond our average monthly purchases and demanded immediate payment of the total amount.
When they told how much our purchases had suddenly escalated we were astounded and asked the credit card representative to send us copies of these mysterious charges. They refused and responded by freezing our other two accounts when we continued press them for signed copies of receipts to match with ours. This battle is still going on with no end in sight.
Remember to check and double check your credit card statements with your copies of receipts. This, as you can see in our case is not absolute protection, but at least it will give you something to fight the crecit card company with in court if the amounts are large enough and you deciide to fight them.
We assumed that our monthly statements on this account were fairly accurately done and never bothered to keep copies of all the receipts to check our monthly statements.
Then the credit card company zapped us with a claim that our charges suddenly exploded beyond our average monthly purchases and demanded immediate payment of the total amount.
When they told how much our purchases had suddenly escalated we were astounded and asked the credit card representative to send us copies of these mysterious charges. They refused and responded by freezing our other two accounts when we continued press them for signed copies of receipts to match with ours. This battle is still going on with no end in sight.
Remember to check and double check your credit card statements with your copies of receipts. This, as you can see in our case is not absolute protection, but at least it will give you something to fight the crecit card company with in court if the amounts are large enough and you deciide to fight them.
No comments:
Post a Comment